"Karta pobytu" is the single most common search term in our practice, and behind it are almost always the same three questions: how much does it cost, how long does it take, and what do I actually need to prepare. We've put the answers into one guide — with figures current for 2026, and without one-size-fits-all promises where honesty requires nuance.
How much a residence card costs
The cost breaks down into several mandatory items, regardless of whether you file yourself or with a lawyer:
- opłata skarbowa (the review fee) — typically 340 PLN for a temporary residence permit under most grounds; some categories differ (generally in the 340–440 PLN range). This fee isn't refunded if the application is rejected.
- card production — 100 PLN, paid only after a positive decision (decyzja); you don't pay this while the decision is still pending.
- biometric photo, 35×45 mm — 30–50 PLN; a regular portrait won't meet the requirements, ask specifically for a photo "for a karta pobytu."
- certified translations of any documents not in Polish (passport, diploma, certificates) — typically 200–400 PLN depending on the number of documents.
- apostille on birth and marriage certificates — relevant only for family-tie documents attached under the family reunification ground, and only if the document's country of issue is party to the Hague Convention (otherwise consular legalization is needed instead; documents issued in another EU country don't need an apostille at all). For other grounds (work, business, study), an apostille usually isn't needed — the only foreign document there is your passport. Apostille cost is around 60 PLN plus shipping time from the issuing country.
- notarial certification of document copies submitted electronically after filing — if paper originals are added to the case file after the initial application (for example, in response to a wezwanie), they must first be certified as a true copy by a notary, legal advisor, attorney, or tax advisor; this is a confirmed requirement for at least the Mazowieckie office. The statutory maximum notarial rate is 6 PLN net (about 7.38 PLN gross) per page.
- medical insurance with coverage of at least €30,000 — needed only for those not yet covered by ZUS/NFZ through employment; 80–150 PLN a month for the entire waiting period.
Under a "work" ground, the hard theoretical minimum is just the sum of the basic mandatory fees at the low end (opłata skarbowa 340 PLN + card 100 PLN + photo ~30–50 PLN + minimal translations ~100–400 PLN), i.e. 600–900 PLN. If you decide to have the preparation and filing handled by lawyers, that's an added cost on top — but it lowers the risk of rejection and having to pay the same fee twice.
How long a decision takes
There's no guaranteed exact timeline — and with the freeze on standard KPA deadlines now extended until 4 March 2027 (more detail in our article on the deadline freeze), offices currently aren't formally bound by official deadlines. Based on 2026 practice, though, here are the working benchmarks:
- temporary residence permit (work, business, study, family, etc.) — in Warsaw, plan on roughly 7–10 months (from the filing date);
- permanent residence (pobyt stały) — in our practice, it takes about 1 year from filing until you actually receive the card in hand;
- EU long-term resident status — typically around 14 months from filing.
These figures are practical benchmarks for Warsaw specifically — actual timelines vary considerably by voivodeship and current caseload, and differences of several months are common. The timeline depends not just on the filing date but on which stage the case is actually at: application review, a possible biometrics appointment, a request for missing documents (wezwanie), decision preparation, card production. A delay at any of these stages — especially an unanswered wezwanie — adds months to the overall wait.
What documents you need
The basic package for most temporary residence grounds:
- an application filed via MOS 2.0 (mandatory electronic filing for most categories as of 27 April 2026);
- a scanned copy of your passport — every filled page, as a single PDF file;
- a biometric photo;
- documents proving your ground for stay: an employment contract with a salary at or above the statutory minimum (in 2026, at least 4,806 PLN gross for the standard work ground), income and company activity documents for business grounds, an enrollment certificate for students, documents proving family ties for reunification (birth/marriage certificates from Hague Convention countries need an apostille, others need consular legalization; documents from EU countries don't need an apostille);
- proof of your address in Poland;
- a certificate of no criminal record (KRK), if required by your ground;
- certified translations of any non-Polish documents;
- proof of payment of the opłata skarbowa.
Step by step: how the procedure works
- Document preparation — gathering the package, translations.
- Filing via MOS 2.0 — an electronic application with scanned attachments.
- Paying the opłata skarbowa — as a separate transfer, with the receipt attached to the file.
- Review by the office — a biometrics appointment (fingerprints), signature, or presenting originals may be required.
- A possible request for missing documents (wezwanie) — you need to respond within the deadline (usually 7 days), or the case may be left unprocessed.
- Decision (decyzja) — on a positive decision, you pay for card production (100 PLN).
- Receiving the card — once production is complete.
If the decision is negative, you have the right to appeal (more detail in our article on appealing a refusal); if your case has been stuck with no movement for too long, read our article on the deadline freeze and what you can realistically do about it.
Common mistakes that stretch out the timeline
- an incomplete document package at the start — the most common reason a case stalls at the very first stage;
- a contract salary below the statutory minimum for the work ground — requiring an amendment (aneks) from the employer;
- a missing or incomplete certified translator's stamp on a document;
- a missed or incomplete response to a wezwanie within the deadline.
We'll review your situation for free
The right ground, a realistic budget, and an honest timeline estimate for your voivodeship — at a free consultation.
Frequently asked questions
Can I leave Poland while my case is under review? Formally, leaving isn't prohibited, but there's a real risk: confirmation of a filed application (the old passport stamp, or the electronic zaświadczenie since MOS 2.0) doesn't by itself grant the right to re-enter Poland — it only confirms that your stay is legal while you're already inside the country. If you don't have another valid basis for entry (such as a valid visa), you risk not being able to return once you've left, until a decision is issued. Frequent or long trips can also make it harder to prove continuity of stay later, if you plan to apply for permanent residence or EU long-term resident status (more on the continuity requirement in our article on types of residence permits in Poland). Check your specific situation before any trip while a decision is pending.
What should I do if my ground for stay has changed — for example, I switched from employment to running my own business? Changing the ground itself (not just your employer under the same ground) is a material change in your case. If your application is still pending, you need to notify the office about the change; in practice, a new ground ("business" instead of "work") usually requires filing a fresh application rather than simply updating the old one — especially if you become a board member of your own company, which adds the requirement for a Type B work permit (more detail in our article on the Type B permit). If you already hold a valid residence card under the old ground and your actual activity has changed, the card formally no longer matches reality — it's worth resolving this in advance to avoid putting the legality of your stay at risk at the next check or renewal. There's no one-size-fits-all answer here, since so much depends on the specifics — we recommend a personal consultation in these cases.
Can I work while my karta pobytu application is under review? Simply waiting for a decision doesn't always automatically grant the right to work — you need to separately check whether you have a valid basis to work during that period.
What happens if I miss the deadline to respond to a wezwanie? The case may be left unprocessed (bez rozpoznania), which essentially means filing again, with a new fee.
How long will the card itself be valid once I get it? Validity depends on the type of residence permit and ground — see our article on types of residence permits in Poland for a full breakdown.
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